Farm Machinery Finance

Need Finance For A Farm or Agribusiness?

We help Australian farmers, producers, and agri operators source the best farm equipment financing deals needed to grow their businesses.

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Up to $1m No Financials

High Approval rates on Low Doc Loans

Rates from 6.95%

Access to 40+ Banks and Lenders

Quick Turnaround

Funds can be deposited within 24 hours

Australia-wide Service

We help businesses right across Australia
Customers Reviews
Based on 294 reviews

Jake Laing

Max Fairbanks at QPF in Toowoomba understands the needs of small-medium sized business and the importance of quick turnarounds. His ability and efficiency has streamlined our finance and purchasing process and facilitated company growth.

Stephen + Gary Sippel

Ken Gordon has looked after our farm finance needs for many years now and has given us the benefit of his finance knowledge and professionalism at every step. His personal service is above and beyond, and we have no hesitation in using his services again in the future.

Angus Piercey

Thank you for all your help getting my 2018 AFE SS Extreme Mulcher financed, your service has been exceptional.

Dan Turner

Great service Milena is prompt and super easy to deal with would highly recommend her to anyone trying to grow there business worth her weight in gold !!!

Reece and Daniella

The whole process of arranging finance was incredibly easy; we were updated as things were moving through and never felt stressed that things would not happen when needed. We cannot thank Rod and Julie from QPF enough for their efforts in understanding our business and supporting us as we grow and make our dreams come true.

Johnny Rugers

Mike and Caitlin made the whole experience so easy. Needed industry specific equipment and they made it happen with no hassles. Very professional, can highly recommend.

Bree Major

We have worked with Troy and his team at QPF several times now and every time we get the best service and achieve the results we are after. Highly recommend them for your business equipment finance

Jo Bradstreet

Chris and Caitlin's friendly approach go beyond what is required, they kept us up to date during the whole loan process making it stress free. I would highly recommend their services to anyone requiring a finance broker.

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  • No Impact on your Credit Score

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Calculator for Farm Machinery Loans

Best Rates in Market

Up to $1m No Financials

For All Types of Businesses

No Impact on Your Credit Score

Finance Calculator

Loan Amount ($):

$100,000

Loan Term (months):

60 months

Weekly Payments From:

This calculator provides an estimate only and does not constitute a loan offer. Actual repayment amounts may vary depending on your individual circumstances and lender terms. Calculation includes 30% balloon.

6 Simple Steps

Our team of experts understands farmers' unique needs and are dedicated to finding competitive rates and financing options tailored to the agricultural community. Whether you need a tractor, harvesting equipment, trench diggers, seeding equipment, or any other farm machinery, we'll source the funds needed to help your business grow.

01

Complete the apply now form for pre-approval.

02

Speak to one of our farm machinery finance brokers to answer any questions you have.

03

Send in supporting documents.

04

Congratulations! You're approved!

05

Sign your loan documents.

06

Pick up your new asset!

From Our Clients

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As Finance Brokers, we act on your behalf to secure the best loans for your farm machinery equipment.

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Hassle Free Finance

Looking for farm machinery loans to help you boost productivity and reduce costs?

Navigating farm machinery loans for your business can be daunting, especially given the seasonal fluctuations inherent in the agricultural industry. Traditional banks and lenders may hesitate to extend loans due to this variability. That's where we come in! Armed with a deep understanding of available lender preferences, we'll find the best loan tailored to your farm's unique requirements.
  • Farm tractors
  • Row crop tractors
  • Seeding equipment
  • Scissor lifts
  • Forklifts
  • Harvesting equipment
  • Track generators
  • Milling machinery
  • Trench diggers
  • And more!

Got a Question?

Call us on 1300 736 780

After receiving all the necessary details, we aim to provide approval within 24 hours. Let us know your preferred timeline, and we will work together to achieve your funding goals.

Certainly! Complete the Finance Pre-Approval form on this page, and we’ll contact you straight away to explore your options.

Low-documentation equipment finance is a specialised form of small business loan crafted for acquiring essential assets such as trucks, machinery and equipment crucial for your business operations. The eligible loan amount depends on various factors, including your industry, business size, financial standing and other relevant considerations. Call us to learn more.

Many lenders now provide loans without the need for financial documentation. However, the definition of ‘no financials’ may differ among lenders. While major banks typically necessitate some form of business income verification, such as profit and loss or BAS statements, alternative niche lenders offer financing without requiring any income verification.

Yes, you can finance any yellowgood if you buy it from any auction house in Australia. We will evaluate the machinery's condition and how much it is worth before issuing a loan for this amount.

We offer farm/agribusiness machinery finance packages for many situations, including loans, buys or leases, new or used and with or without a warranty. There are also three different options you can choose between for the term of your loan. Our packages come with competitive rates and flexible terms that fit almost any construction business’s needs.

A balloon payment refers to a deferred instalment payment structure, wherein the borrower makes reduced monthly repayments throughout the loan term, culminating in a substantial single price at the end. Usually constituting around 30% of the initially financed amount, this final payment can be settled through cash, refinancing, or replacing the asset by selling it and acquiring a new one. Small business owners often favour these loans due to their lower monthly payments, providing a more manageable repayment structure.

Yes, farming equipment can be financed anywhere in Australia, irrespective of the business or machinery’s location. However, to mitigate transaction risks, either you or your representative must inspect the machinery beforehand, ensuring its existence and avoiding any unexpected issues.

Financing a new venture is possible without a deposit, particularly for individuals with substantial industry experience. However, in most cases, a 20% deposit is typically required. Additionally, borrowers are usually expected to provide evidence of their expertise in the industry and secure a commitment from a reliable work source willing to endorse the work to be undertaken with the new machine/equipment.

Give us a call! QPF’s Lender Panel is one of the most comprehensive in the industry, providing you with the advantages of our extensive experience. With over $1 billion in loans settled in 2023 and an unparalleled lender panel, we have access to market-leading rates.

You can borrow up to 100% of the purchase value of your farming equipment/machinery, including extras like insurance. At QPF, we not only provide financial assistance but also have an insurance team that can support you from quotes to claims.

The average farm machinery loan term is five years. You can choose shorter or longer periods depending on your needs and circumstances.

We pride ourselves on simplifying your farming equipment purchase with minimal paperwork. Complete the Pre-Approval form on this page, and we’ll reach out to you over the phone to gather the necessary details.

Absolutely! We strive to customise a flexible loan that aligns with your requirements. Call us at 1300 736 780 to discuss the various options available.

Yes, farm machinery finance is available without a deposit. No-deposit loans are typically only offered to established business entities with a good credit score. Low Doc No deposit farm equipment finance is also available.

Yes, we offer car loans as long as the car is essential for business use. We also specialise in consumer loans for personal car purchases.

Yes, some lenders specialise in farm machinery finance for individuals with a history of credit challenges. While these lenders may charge higher interest rates, they provide an opportunity to rebuild your credit rating. Opting for such financing can be a valuable step toward restoring your creditworthiness, eventually enabling you to access more affordable lending options in the future.

Quick Quote

It only takes 2 minutes to check your eligibility

Get a free quote, with no impact to your credit score.

We are Australia’s largest finance brokerage firm, committed to securing you loans that drive your business forward.

Qld Pacific Finance Pty Ltd ACN 083 028 684, Australian Credit Licence 386913 and our related businesses QPF Mortgages Pty Ltd ACN 160262368 and QPF Insurance Pty Ltd ACN 624 572 541.

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Need finance? No worries! Fill in the form and we'll be in touch to discuss your options.

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