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As Finance Brokers, we're here to secure you the best Truck Loans in the marketplace

Up to $1m No Financials

High Approval rates on Low Doc Loans

Best Rates

From 6.95%

Get Pre-Approved Today!

Fast and Reliable Brokers
Customers Reviews
Based on 294 reviews

Penny McKeown

Michelle was wonderful! She guided us through the whole process and made everything very easy and seamless. We are time poor, so it was great to know Michelle was looking after everything. Plus she got us a better rate - win win! Thanks for everything!

Michael Muscat

From start to finish, Mike and the team at QPF were extremely professional, knowledgeable and helpful. Everything went smoothly and before we knew it we were told by Mike that we were getting the car of our dreams. We would like to say a big thank you to Mike and the team and would highly recommend them for any financial assistance.

Luke Gilbert

Milena has been amazing to deal with. We have received nothing but efficient, professional and proactive service. Would highly recommend Milena and her team. We will definitely be back for any future finance.

Stelly K

I would highly recommend Manuela and her services without hesitation. Her dedication and professionalism far exceed our expectations, consistently going above and beyond to ensure a seamless experience.

Paul Brown

First class support from both Mike & Caitlin all the way through my interactions and requests for finance approval and through the settlement process for my new vehicle; I would certainly recommend QPF for your finance needs. Very pleased with the outcome.

Kararaina Epere-Williams

Would definitely recommend sia. She was so fast and efficient she made the whole process so easy for us. She even drove 30 minutes at 9pm to pick documents up that I couldn’t get downloaded. Highly recommend this company

Phil Davis

QPF Finance Group took the hassle out of obtaining motor vehicle finance, providing exceptional support, and seeking out a competitive deal. Troy and Angie provided assistance with the equipment finance, efficiently processing the application and very responsive to any queries.

Calculator for Truck Loans

Best Rates in Market

Up to $1m No Financials Needed

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No Impact on Your Credit Score

Finance Calculator

Loan Amount ($):

$100,000

Loan Term (months):

60 months

Weekly Payments From:

This calculator provides an estimate only and does not constitute a loan offer. Actual repayment amounts may vary depending on your individual circumstances and lender terms. Calculation includes 30% balloon.

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6 Simple Steps

Our loan experts will drive your business forward. Ask us about our low-rate loans, flexible terms, fixed interest rates and low repayments.

01

Complete the apply now form for pre-approval.

02

Speak to one of our finance brokers to answer any questions you have.

03

Send in supporting documents.

04

Congratulations! You're approved!

05

Sign your loan documents.

06

Pick up your new asset!

I received a truck loan quote elsewhere – can you offer a better deal?

Give us a call! Our Lender Panel is one of the most comprehensive in the industry, so we have access to market leading rates.
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20,000+

businesses we've assisted

$570mil

loans settled last year

Understanding truck loans

Do you need a new truck or trailer to get back on the road right now?

Our team of finance brokers will guide you through the maze of different funding options and present you with a range of truck loan solutions. Whether you need to purchase new trucks, trailers or upgrade your existing fleet, we can help you find the perfect finance package to suit your needs. Don't wait any longer - let us assist you to get back on the road asap!
  • Chattel Mortgage
  • Commercial Loan
  • Hire Purchase
  • Finance Lease
  • Rental Agreements
  • Operating Leases
  • Novated Leases
  • And more!
Why choose QPF?

When you’re ready to buy today, you want your finance taken care of yesterday.

We simplify the journey of securing a truck loan or trailer loan by managing the entire process so you can concentrate on steering your business forward.

Access to Over 40 Banks

We are dedicated to comparing truck and trailer loans from all of our banks and lenders to find you the best deal possible. We understand that financing a truck can be a daunting task, but we are here to take the burden off your shoulders. And with our fast settlement times, you can get back on the road.

Dedicated Finance Broker

We’re more than just a truck financing company. We are committed to providing you with quality service and industry expertise. Our personalised approach sets us apart — you will be assigned a dedicated account manager who will guide you through every step of your loan journey. Our financing solutions are tailored to your needs, to ensure you get the best deal possible. Let us help you achieve your goals quickly and confidently.

Fast turnaround times

Are you urgently needing truck finance? We’ll work to provide pre-approval within 24 hours upon receiving all necessary details from you. As a well-established Australian-owned company, we bring extensive expertise to provide practical financial solutions for businesses of all sizes. We are a team of dedicated professionals who will guide you through the loan process with transparency and honesty.
hassle free finance

From startups to seasoned fleet owners, we'll secure you the best truck loan.

Whether you're seeking finance for a primemover, tipper, curtainsider - or something else! We're here to assist you to navigate the complexities of truck finance options. We can fund all of the top Australian trucking brands.
  • Kenworth
  • Fuso
  • Freightliner
  • Hino
  • Western Star
  • Isuzu
  • Iveco
  • Mack
  • Mercedes Benz
  • And more!

Got a Question?

Call us today on 1300 736 780

After receiving all the necessary details, we aim to provide approval within 24 hours. Let us know your preferred timeline, and we will work together to achieve your funding goals.

Certainly! Complete the Truck Finance Pre-Approval form on this page, and we’ll contact you straight away to explore your options.

Low-documentation equipment finance is a specialised form of small business loan crafted for acquiring essential assets such as trucks, machinery, and equipment crucial for your business operations. The eligible loan amount depends on various factors, including your industry, business size, financial standing, and other relevant considerations.

Many lenders now provide truck loans without the need for financial documentation. However, the definition of ‘no financials’ may differ among lenders. While major banks typically necessitate some form of business income verification, such as profit and loss or BAS statements, alternative niche lenders offer financing without requiring any income verification.

Yes, you can finance a truck if you buy it from any auction house in Australia. We will evaluate the truck’s condition and how much it is worth before issuing a loan for this amount.

We offer truck finance packages for many situations, including loans, buys or leases, new or used, and with or without a warranty. There are also three different options you can choose between for the term of your loan. Our packages come with competitive rates and flexible terms that fit almost any business’s needs.

A balloon payment refers to a deferred instalment payment structure, wherein the borrower makes reduced monthly repayments throughout the loan term, culminating in a substantial single price at the end. Usually constituting around 30% of the initially financed amount, this final payment can be settled through cash, refinancing, or replacing the asset by selling it and acquiring a new one. Small business owners often favour these loans due to their lower monthly payments, providing a more manageable repayment structure.

Yes, trucks can be financed anywhere in Australia, irrespective of the business or truck’s location. However, to mitigate transaction risks, either you or your representative must inspect the truck beforehand, ensuring its existence and avoiding any unexpected issues.

Financing a new venture is possible without a deposit, particularly for individuals with substantial industry experience. However, in most cases, a 20% deposit is typically required. Additionally, borrowers are usually expected to provide evidence of their expertise in the industry and secure a commitment from a reliable work source willing to endorse the work to be undertaken with the new truck.

Give us a call! QPF’s Lender Panel is one of the most comprehensive in the industry, providing you with the advantages of our extensive experience. With over $1 billion in loans settled in 2023 and an unparalleled lender panel, we have access to market-leading rates.

You can borrow up to 100% of the purchase value of your truck and/or trailer, including extras like insurance. At QPF, we not only provide financial assistance but also have an insurance team that can support you from quotes to claims.

The average truck loan term is five years. You can choose shorter or longer periods depending on your needs and circumstances.

We pride ourselves on simplifying the truck finance process with minimal paperwork. Complete the Pre-Approval form on this page, and we’ll reach out to you over the phone to gather the necessary details.

Absolutely! We strive to customise a flexible truck loan that aligns with your requirements. Call us at 1300 736 780 to discuss the various options available.

Yes, truck finance is available without a deposit. No-deposit loans are typically only offered to established business entities with a good credit score. Low Doc No deposit truck finance is also available.

Yes, we offer car loans as long as the car is essential for business use. We also specialise in consumer loans for personal car purchases.

Yes, some lenders specialise in truck finance for individuals with a history of credit challenges. While these lenders may charge higher interest rates, they provide an opportunity to rebuild your credit rating. Opting for such financing can be a valuable step toward restoring your creditworthiness, eventually enabling you to access more affordable lending options in the future.

Get Pre- Approved today!

It only takes 2 minutes to get your pre approval underway

We are Australia’s largest finance brokerage firm, committed to securing you loans that drive your business forward.

Qld Pacific Finance Pty Ltd ACN 083 028 684, Australian Credit Licence 386913 and our related businesses QPF Mortgages Pty Ltd ACN 160262368 and QPF Insurance Pty Ltd ACN 624 572 541.

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