Best rates for

As Finance Brokers, we're here to secure you the best Heavy Machinery Loans

Up to $1m No Financials

High Approval rates on Low Doc Loans

Market Leading Rates

From 6.95%

Get Pre-Approved Today!

Fast and Reliable Brokers
Customers Reviews
Based on 294 reviews

Nate Hanley

Kiarah was efficient, I had settlement of my new excavator promptly. Time to start paying it off now. Happy they can also do my insurance and are a wrapped package for asset and mortgage finance as well as insurance brokerage. Looking forward to building a long relationship with my business and personal finances.

Chris Higgins

I have dealt with Callum and the team at QPF on multiple occasions. They have organised finance for my three excavators and have assisted in the expansion of my pipe laying business. From pre-approval, to settlement, to insurance, they are able to get the job done painlessly and professionally. Callum and the team are more than happy to help with any queries at anytime and I can honestly say that they are the best at what they do. I would highly recommend them to anybody.

Joshua L Brown

John Egan at QPF has got me my excavator and just purchased a tipper. Highly recommended for finance.

Sean Day

After starting out my own excavation company at the beginning of the year I approached Troy for finance for a car and he got it sorted without a hassle, after a while the time came to buy my first excavator and I made the stupid decision to use a broker that someone recommended. After 3 and a half weeks of being stuffed around and dealing with this brokers ridiculous excuses I had realised I made a big mistake, I phoned Troy and not even 24 hours later I had approval and within 3 days it settled.

Penny McKeown

Michelle was wonderful! She guided us through the whole process and made everything very easy and seamless. We are time poor, so it was great to know Michelle was looking after everything. Plus she got us a better rate - win win! Thanks for everything!

Michael Muscat

From start to finish, Mike and the team at QPF were extremely professional, knowledgeable and helpful. Everything went smoothly and before we knew it we were told by Mike that we were getting the car of our dreams. We would like to say a big thank you to Mike and the team and would highly recommend them for any financial assistance.

Luke Gilbert

Milena has been amazing to deal with. We have received nothing but efficient, professional and proactive service. Would highly recommend Milena and her team. We will definitely be back for any future finance.

Stelly K

I would highly recommend Manuela and her services without hesitation. Her dedication and professionalism far exceed our expectations, consistently going above and beyond to ensure a seamless experience.

Paul Brown

First class support from both Mike & Caitlin all the way through my interactions and requests for finance approval and through the settlement process for my new vehicle; I would certainly recommend QPF for your finance needs. Very pleased with the outcome.

Kararaina Epere-Williams

Would definitely recommend sia. She was so fast and efficient she made the whole process so easy for us. She even drove 30 minutes at 9pm to pick documents up that I couldn’t get downloaded. Highly recommend this company

Phil Davis

QPF Finance Group took the hassle out of obtaining motor vehicle finance, providing exceptional support, and seeking out a competitive deal. Troy and Angie provided assistance with the equipment finance, efficiently processing the application and very responsive to any queries.

Calculator for Machinery Loans

Best Rates in Market

Up to $1m No Financials Needed

Receive Pre-Approval Today

No Impact on Your Credit Score

Finance Calculator

Loan Amount ($):

$100,000

Loan Term (months):

60 months

Weekly Payments From:

This calculator provides an estimate only and does not constitute a loan offer. Actual repayment amounts may vary depending on your individual circumstances and lender terms. Includes 30% balloon.

Get Pre-Approved Today!

  • Free Quote
  • No Impact on your Credit Score

"*" indicates required fields

Name*
Hidden

Lead Details

Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden

Marketing Admin Details

Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden

6 Simple Steps

Our loan experts will drive your business forward. Ask us about our low-rate loans, flexible terms, fixed interest rates and low repayments.

01

Complete the apply now form for pre-approval.

02

Speak to one of our finance brokers to answer any questions you have.

03

Send in supporting documents.

04

Congratulations! You're approved!

05

Sign your loan documents.

06

Pick up your new asset!

I received a machinery loan quote elsewhere – can you offer a better deal?

Give us a call! Our Lender Panel is one of the most comprehensive in the industry, so we have access to market leading rates.
Call Now

+

Businesses we've Assisted

$  billion

Equipment Loan Volume Financed
Understanding machinery loans

Types of Machinery Loans

Engaged in a substantial civil, manufacturing, or mining project? Considering an upgrade for your heavy machinery? Dreaming of launching your own business? We aim to secure you a flexible and affordable plant or machinery loan to help you to successfully complete your projects.
  • Chattel Mortgage
  • Commercial Loan
  • Hire Purchase
  • Finance Lease
  • Rental Agreements
  • Operating Leases
  • Novated Leases
  • And more!
Why choose QPF?

When you’re ready to buy today, you want your finance taken care of yesterday.

Whether you require an excavator, grader, drill rig or a fleet of heavy-duty dump trucks, our machinery finance brokers specialise in finding the best loan that suits your needs.

Access to Over 40 Banks

We work with more than 40 lenders to secure the machine loan that best suits your needs. As Finance Brokers, we're not tied to one bank. We'll talk with you to understand your goals and then provide you with the options so you can make the best choice for your business. We will always prioritise your needs and find the loan that's most suited to you.

Single Point of Contact

Navigating the various options for construction machinery finance can be complex. We simplify the process by offering clear loan options tailored to your business requirements. Whether you seek low-rate loans, flexible terms, fixed interest rates or low repayments, just let us know, and we'll get them approved as soon as possible.

Fast turnaround times

We understand how important it is for you to get funding for your machines and assets approved quickly. That's why we’ll provide pre-approval within 24 hours upon receiving all necessary details from you. So, let us know your preferred timeline, and we will work together to get you into your new or used truck asap!
hassle free finance

Secure a flexible and affordable plant or machinery loan to successfully complete your projects

Whether you require an excavator, grader, drill rig, or fleet of heavy-duty dump trucks, our brokers specialise in finding the perfect machinery solution for your needs.
  • Best Rates
  • Friendly Team
  • Low Doc Options
  • Quick Turnaround

Got a Question?

Call us today on 1300 736 780

After receiving all the necessary details, we aim to provide approval within 24 hours. Let us know your preferred timeline, and we will work together to achieve your funding goals.

Certainly! Complete the form on this page, and we’ll contact you straight away to explore your loan options.

Low-documentation equipment finance is a specialised form of small business loan crafted for acquiring essential assets such as trucks, machinery and equipment crucial for your business operations. The eligible loan amount depends on various factors, including your industry, business size, financial standing and other relevant considerations.

Many lenders now provide yellowgoods loans without the need for financial documentation. However, the definition of ‘no financials’ may differ among lenders. While major banks typically necessitate some form of business income verification, such as profit and loss or BAS statements, alternative niche lenders offer financing without requiring any income verification.

Yes, you can finance a truck if you buy it from any auction house in Australia. We will evaluate the truck’s condition and how much it is worth before issuing a loan for this amount.

We offer machinery finance packages for many situations, including loans, buys or leases, new or used, and with or without a warranty. There are also three different options you can choose between for the term of your loan. Our packages come with competitive rates and flexible terms that fit almost any business’s needs.

A balloon payment refers to a deferred instalment payment structure, wherein the borrower makes reduced monthly repayments throughout the loan term, culminating in a substantial single price at the end. Usually constituting around 30% of the initially financed amount, this final payment can be settled through cash, refinancing, or replacing the asset by selling it and acquiring a new one. Small business owners often favour these loans due to their lower monthly payments, providing a more manageable repayment structure.

Yes, yellowgoods and machines can be financed anywhere in Australia, irrespective of the location. However, to mitigate transaction risks, either you or your representative must inspect the asset beforehand, ensuring its existence and avoiding any unexpected issues.

Financing a new venture is possible without a deposit, particularly for individuals with substantial industry experience. However, in most cases, a 20% deposit is typically required. Additionally, borrowers are usually expected to provide evidence of their expertise in the industry and secure a commitment from a reliable work source willing to endorse the work to be undertaken with the new machine.

Give us a call! QPF’s Lender Panel is one of the most comprehensive in the industry, providing you with the advantages of our extensive experience. With over $1 billion in loans settled in 2023 and an unparalleled lender panel, we have access to market-leading rates.

You can borrow up to 100% of the purchase value of your machine, including extras like insurance. At QPF, we not only provide financial assistance but also have an insurance team that can support you from quotes to claims.

The average machine / equipment loan term is five years. You can choose shorter or longer periods depending on your needs and circumstances.

We pride ourselves on simplifying the machinery finance process with minimal paperwork. Complete the form on this page, and we’ll reach out to you over the phone to gather the necessary details.

Absolutely! We strive to customise a flexible construction machinery loan that aligns with your requirements. Call us at 1300 736 780 to discuss the various options available.

Yes, construction machinery finance is available without a deposit. No-deposit loans are typically only offered to established business entities with a good credit score. Low Doc No deposit machinery finance is also available.

Yes, we offer car loans as long as the car is essential for business use. We also specialise in consumer loans for personal car purchases.

Yes, some lenders specialise in machinery finance for individuals with a history of credit challenges. While these lenders may charge higher interest rates, they provide an opportunity to rebuild your credit rating. Opting for such financing can be a valuable step toward restoring your creditworthiness, eventually enabling you to access more affordable lending options in the future.

get pre-approved!

It only takes 2 minutes to get your pre-approval underway

We are Australia’s largest finance brokerage firm, committed to securing you loans that drive your business forward.

Qld Pacific Finance Pty Ltd ACN 083 028 684, Australian Credit Licence 386913 and our related businesses QPF Mortgages Pty Ltd ACN 160262368 and QPF Insurance Pty Ltd ACN 624 572 541.

Apply Now

Need finance? No worries! Fill in the form and we'll be in touch to discuss your options.

"*" indicates required fields

1Step 1
2Step 2
3Step 3

Apply Now

Need finance? No worries! Fill in the form and we'll be in touch to discuss your options.

"*" indicates required fields

1Step 1
2Step 2
3Step 3

Request A Call Back

Got a question, or want to apply for your loan over the phone? No worries! Leave your details below and we'll be in contact.

"*" indicates required fields

Name*
Hidden

Lead Details

Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden

Marketing Admin Details

Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden
Hidden